Life and Health Insurance Exam Practice Test
The Life and Health insurance license exam has a general portion on insurance concepts and policies plus a state law portion; the number of questions, the time and the passing score vary by state. Each practice test below has original questions from one line, each with the answer and an explanation.
Source: Texas Insurance Content Outlines (Pearson VUE).
Questions cover the general portion of the license exam; questions on the insurance law of your state are not included.
- 2 tests
- 50 questions
- Free to use, no sign up
Practice tests by line
Study the topics first
The Life and Health Insurance study guide has 100 lessons that follow the same lines.
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Included: an explanation for every question, the Study Guide with 100 audio lessons, an AI tutor to ask why on any question, timed section tests and progress by topic.
Questions, answered
Are these actual Life and Health Insurance questions?
No. They are original practice questions written from published state content outlines, not questions taken from the exam. Exam owners keep live questions confidential.
How many questions are on the Life and Health insurance exam?
It depends on your state. In Texas, the General Lines Life, Accident and Health exam has 145 questions (130 scored) in 150 minutes; in Pennsylvania, the combined Life and Accident and Health exam has 150 questions in 2 hours 50 minutes. These practice tests cover the general portion, not the laws of your state. Source: Texas Insurance Content Outlines (Pearson VUE, September 2026) and Pennsylvania and Michigan candidate materials (PSI).
Is this Life and Health Insurance practice test free?
Yes. All 2 tests, 50 questions in total, are free to use with answers and explanations, and there is no sign up. The full bank of 4,976 questions comes with a plan.
Where should I start?
Start with the line you find hardest. Each test covers one line, so a low score shows where to spend your study time.
These are original practice questions written from published state content outlines. They are not actual exam questions. Exam and testing provider names are trademarks of their owners. tests.global is not affiliated with or endorsed by any state insurance department, the NAIC, Pearson VUE, PSI or Prometric.
Updated October 29, 2026.