Life and Health Insurance · Study Guide

Life and Health Insurance Study Guide

Short lessons written for the Life and Health Insurance exam, each followed by practice questions on the same topic.

What is included

100 lessons in 2 sections: Life Insurance, Accident and Health Insurance
Audio in English and Spanish for every lesson, with the section being read highlighted
Spanish text for every lesson
Check yourself questions with explanations in every lesson
1,998 flashcards for quick review
4,976 Life and Health Insurance practice questions with explanations

Life Insurance

50 lessons · 296 min

Risk and Insurable Losses in Life Insurance5 min readOpen lesson How Insurance Companies Are Classified6 min read Contract Formation and Characteristics7 min read Truthful Statements and Material Facts6 min read Agency Relationships and Authority in Life Insurance6 min read Insurable Interest and Ownership6 min readOpen lesson Family Protection and Needs Analysis6 min read Premium Pricing and Product Classes5 min read Business Protection and Funding Needs6 min read Fixed and Variable Account Structures5 min read Selling an Existing Life Contract6 min read Completing an Accurate Application5 min readOpen lesson Initial Premiums and Coverage Receipts6 min read Underwriting Evidence and Consumer Reports6 min read Risk Classes and Underwriting Decisions6 min read Required Disclosures and Privacy Duties7 min read Replacement and Honest Sales Practices6 min read Delivering and Explaining the Contract5 min read Term Benefits and Duration6 min readOpen lesson Renewing and Converting Term Protection6 min read Whole Life Guarantees and Cash Values6 min read Limited-Pay and Single-Premium Whole Life6 min read Flexible and Interest-Sensitive Life6 min read Variable Life Product Designs6 min read Indexed Life Crediting Features7 min read Joint and Juvenile Life Designs5 min read Group Life Eligibility and Conversion6 min read Contract Clauses and Owner Rights6 min readOpen lesson Free Look and Premium Payment Rules5 min read Reinstatement and Contestable Claims6 min read Suicide, Misstatements, and Exclusions6 min read Beneficiaries and Death Claim Protections6 min read Absolute and Collateral Assignments6 min read Cash Value Nonforfeiture Choices6 min read Loans, Withdrawals, and Partial Surrenders7 min read Dividends and Owner Elections5 min read Choosing Death Benefit Payment Options5 min read Disability Riders and Premium Relief6 min read Riders for Extra Benefits and People6 min read Accelerated Benefits and Long-Term Care6 min read Annuity Purposes and Contract Parties5 min readOpen lesson Annuity Funding and Income Start Dates5 min read Fixed, Variable, and Indexed Annuities6 min read Annuity Income and Survivor Options6 min read Annuity Uses and Suitability Decisions6 min read Taxes on Personal and Business Life8 min readOpen lesson Modified Endowment Contract Tax Rules6 min read Qualified and Nonqualified Retirement Plans6 min read IRAs, Distributions, and Rollovers7 min read Social Security Benefits and Eligibility6 min read

Accident and Health Insurance

50 lessons · 303 min

Risk and Insurable Losses in Health Insurance5 min readOpen lesson Company Ownership and Licensing Status6 min read How Insurance Contracts Work6 min read Application Statements and Fraud6 min read Agency Relationships and Authority in Health Insurance5 min read Injury, Illness, and Financial Loss6 min readOpen lesson Common Reasons Benefits Are Excluded7 min read Ownership, Dependents, and Payment Choices6 min read Applications and Underwriting Decisions6 min read Premium Receipts and Contract Delivery6 min read Comparing Replacement Contracts6 min read Responsible Sales and Client Explanations5 min read Contract Clauses and Contestability6 min readOpen lesson Renewal Guarantees and Cancellation Rights6 min read Deductibles, Cost Sharing, and Limits7 min read Waiting Periods and Premium Waivers5 min read Exclusion Riders and Future Increases6 min read Late Payments and Reinstatement5 min read Filing and Paying Claims6 min read Examinations, Lawsuits, and Beneficiaries6 min read Optional Contract Adjustments7 min read Coordinating Payments and Recoveries7 min read Disability Definitions and Benefit Design6 min readOpen lesson Disability Underwriting and Riders6 min read Employer Disability Benefits6 min read Disability Protection for Businesses6 min read Public Disability and Work Injury Benefits5 min read Medical Benefits and Expense Sharing7 min readOpen lesson HMO, PPO, and POS Networks6 min read Managing Care and Controlling Costs5 min read HIPAA Privacy and Portability6 min read Federal Medical Reform Basics6 min read Group Contracts and Participation7 min readOpen lesson Group Underwriting and Enrollment6 min read COBRA Continuation Rights7 min read Determining the Primary Group Payer6 min read Medicare Eligibility and Enrollment7 min readOpen lesson Medicare Hospital and Medical Benefits7 min read Medicare Advantage and Drug Benefits7 min read Medicare Supplement Choices6 min read Medicaid and Employer Benefit Options5 min read Long-Term Care Benefit Triggers6 min read Long-Term Care Settings and Services6 min read Accident, Vision, and Hearing Benefits6 min readOpen lesson Hospital Cash and Disease Benefits6 min read Dental Services and Payment Methods6 min read Worksite Benefits and Temporary Medical6 min read Tax Treatment of Premiums and Benefits7 min readOpen lesson HSAs and High-Deductible Medical Benefits6 min read Employer Reimbursement and Spending Accounts6 min read

Study guide included with Life and Health plans

Every lesson in full, the audio, Check yourself questions and the full Life and Health Insurance practice bank in one account.

1 month~~$53.99~~ $26.99
3 months~~$158.99~~ $79.49
Lifetime~~$323.99~~ $161.99

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Sample lessons: Risk and Insurable Losses in Life Insurance · Insurable Interest and Ownership · Completing an Accurate Application · Term Benefits and Duration · Contract Clauses and Owner Rights · Annuity Purposes and Contract Parties · Taxes on Personal and Business Life · Risk and Insurable Losses in Health Insurance · Injury, Illness, and Financial Loss · Contract Clauses and Contestability · Disability Definitions and Benefit Design · Medical Benefits and Expense Sharing · Group Contracts and Participation · Medicare Eligibility and Enrollment · Accident, Vision, and Hearing Benefits · Tax Treatment of Premiums and Benefits

Original lessons written for Life and Health Insurance practice. Exam names are trademarks of their owners; tests.global is not affiliated with them.